Vision: To be the independent reinsurance broker of choice in Zambia.

  • Founded in 2023
  • A leading Zambian reinsurance broker
  • Highly qualified reinsurance practitioners
  • Offices located in Lusaka
  • Reinsurance experts to keep you covered
  • Working with exceptional partners


AIB Reinsurance Brokers Limited t/as AIB-RE is a truly independent professional broker wholly owned by Zambian citizens and residents which provides best-in-class reinsurance broking services and products to Zambia’s reinsuring community.

As a reinsurance company, AIB-RE serves as a key player in the insurance industry, providing crucial risk management services to primary insurance companies in the country.

Reinsurance is an essential financial mechanism that allows AIB-RE to partner with primary insurers. It involves the transfer of risk from these primary insurers to the reinsurance company.

Here's how it works and why it's necessary:

Risk Management: Insurance companies issue policies to individuals and businesses to cover various risks, such as property damage, health emergencies, or liability claims. These insurance companies are exposed to potential losses when policyholders make claims. To protect themselves from the financial impact of significant or catastrophic losses, insurance companies cede a portion of their risks to AIB-RE. By doing so, insurance companies can manage their overall exposure and ensure they remain financially stable.

Capacity and Stability: AIB-RE has substantial financial resources and expertise in evaluating and managing risks. By partnering with reinsurance companies, primary insurers can enhance their capacity to underwrite policies, including high-value or specialised risks that they might not be able to handle on their own. This increased capacity contributes to the overall stability of the insurance industry.

Catastrophic Events: Natural disasters, large-scale accidents, or widespread health crises can result in a significant number of insurance claims at once. These events can overwhelm individual insurance companies and potentially lead to insolvency if they don't have adequate financial reserves. AIB-RE, as a reinsurance broker, is well-equipped to handle such catastrophic events, as they can spread the risk across multiple regions and markets.

Regulatory Compliance: Insurance regulators in Zambia and other countries often require insurance companies to maintain a certain level of capital and financial security. By securing reinsurance support, primary insurers can meet these regulatory requirements and demonstrate their ability to fulfil their policyholder obligations.

Business Growth: Reinsurance can facilitate business expansion for primary insurers. By offloading some risks to the reinsurance market, insurance companies can free up capital and resources to invest in new products, enter new markets, and foster growth opportunities.

In summary, AIB-RE, as a reinsurance broker in Zambia, plays a vital role in the insurance industry by assuming risks from primary insurers, ensuring financial stability, and allowing the insurance market to function efficiently. By collaborating with AIB-RE, insurance companies can continue offering valuable coverage to policyholders while safeguarding their own financial well-being.


  • Accident and Health
  • Agriculture
  • Financial Lines
  • Life Assurance
  • Marine and Aviation
  • Motor and Accident
  • Property and Casualty


As a reinsurance broker, AIB-RE fulfils the role of your personal advisor on reinsurance matters and is duty-bound to provide you with expert, unbiased and professional advice on your individual reinsurance requirements. AIB-RE acts for you the client and not the reinsurance company.



Bachelor of Commerce Honours Degree in Risk Management and Insurance Ceasar is an outstanding insurance and risk management expert with over 8 years of hands-on experience in reinsurance underwriting and broking.


Our mission at AIB-RE is to deliver exceptional reinsurance broking services, driven by integrity, expertise, and a deep understanding of our clients' needs. Through strategic collaborations and cutting-edge risk solutions, we aim to build lasting relationships while contributing to the growth and stability of the insurance industry in Zambia.


At AIB-RE, our vision is to become the leading reinsurance broker in Zambia, providing innovative and customised solutions that empower our clients and partners to navigate the ever-evolving risk landscape with confidence.


  1. Integrity: We uphold the highest ethical standards in all our interactions, ensuring transparency, honesty, and trustworthiness in every aspect of our business.
  2. Client-Centric Approach: Our clients are at the heart of everything we do. We listen, understand their unique needs, and deliver tailored reinsurance solutions that add value and drive their success.
  3. Expertise and Excellence: Our team of seasoned professionals brings extensive knowledge and expertise to the table. We continuously strive for excellence, providing reliable and innovative solutions that meet the dynamic challenges of the reinsurance industry.